Robust Retirement

Category: Finance

  • Our Experience with Social Security & Medicare Better Than The Private Sector Insurers

    As my bio indicates, I spent more than 25 years working in the private sector, primarily in equity research and investment banking for publicly traded securities firms.    I, like many with private sector careers and nearly everyone even slightly right of center politically, take as an article of faith that the private sector is…

  • Beware Of Observation Status At Hospitals

    The Affordable Care Act includes a number of measures intended to rein in unnecessary or wasteful spending by Medicare.    These are generally grouped under the label “value-based purchasing”.    One key element of value-based purchasing are penalties for hospitals that have high levels of readmissions after discharge that went into effect in 2012.  …

  • Important Changes To Social Security In New Two-Year Budget Agreement

    According to a report in today’s (10/29/15) Wall Street Journal on page C1, the two-year budget agreement, passed by the House of Representatives on October 28th and headed to the Senate, will eliminate the ability of social security recipients to elect and suspend benefits at age 66  and have their spouse claim spousal benefits while…

  • Planning For Long-Lasting Retirement Income

    After spending 15 years as a stock analyst evaluating healthcare REITs, senior housing and post-acute care companies, I decided to focus my blog on broader senior housing and care issues for individuals and companies, rather than recommending stocks or investment products. I intend to stick with this approach but want to make readers of my…

  • Get What’s Yours – The Secrets To Maxing Out Your Social Security

    Important Changes in New Two-Year Budget Agreement According to a report in today’s (10/29/15) Wall Street Journal on page C1, the two-year budget agreement, passed by the House of Representatives on October 28th and headed to the Senate will eliminate the ability of social security recipients to elect and suspend benefits at age 66 (described…

  • Signing Up For Medicare

    I have a group of friends who first came together in a special 6th grade class and continued in school together through high school.   About 10-year ago we began having informal reunions every two or three years.   This year, since I am one of the first to turn 65 and have some background in healthcare,…

  • Managing Your Investment Portfolio

    As a former stock analyst, I often get questions about what stocks to buy or how to manage an investment portfolio. I am not going to recommend specific stocks in this blog because I believe there is already an overwhelming amount of financial advice on the web and because I no longer follow individual companies…

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